| 中小企业信用贷款风险指标体系构建及评价 |
| |
| 引用本文： | 贾炜莹,王迪.中小企业信用贷款风险指标体系构建及评价[J].河北工程大学学报(社会科学版),2013,30(1):37-40. |
| |
| 作者姓名： | 贾炜莹 王迪 |
| |
| 作者单位： | 北京物资学院商学院,北京,101149 |
| |
| 基金项目： | 北京市教委人文社科计划重点项目、北京市哲学社会科学规划项目 |
| |
| 摘 要： | 信用贷款是解决中小企业融资难的重要途径,但商业银行及贷款机构对信用贷款持谨慎态度,主要原因是其缺乏科学的、系统的中小企业信用贷款的风险控制办法,文章将中小企业特有的信用意识指标、企业成长指标、信用贷款相关指标纳入的指标体系,并运用模糊综合评价方法将定量指标和定性指标有机地结合起来,进行中小企业信用贷款风险评价,通过实证检验,该方法有效.
|
| 关 键 词： | 信用贷款 指标体系构建 模糊评价 |
| 收稿时间： | 2013/1/20 0:00:00 |
Construction and Evaluation of Small and Medium-sized Enterprises Credit Loan Risk Index System |
| |
| Authors: | JIA Wei-ying and WANG Di |
| |
| Institution: | Business School of Beijing Wuzi University,Beijing 101149,China;Business School of Beijing Wuzi University,Beijing 101149,China |
| |
| Abstract: | Abstract: Credit loan is one of the important ways to solve the financing difficulty of small and medium-sized enterprises, but commercial banks and lenders are cautious on credit loan.The main reason is the lack of scientific and systemic risk control measures in small and medium-sized enterprises credit loans.The paper includes the unique corporate repayment willingness index, enterprise growth forecasting index and credit loan related indicators in the index system. With the organic combination of fuzzy comprehensive evaluation method of the quantitative index and qualitative index, the paper evaluates the Small and medium-sized enterprises credit loan risk. Through empirical testing, this method is effective. |
| |
| Keywords: | credit loan construction of index system fuzzy evaluation |
| 本文献已被 万方数据 等数据库收录！ |
| 点击此处可从《河北工程大学学报(社会科学版)》浏览原始摘要信息 |
| 点击此处可从《河北工程大学学报(社会科学版)》下载免费的PDF全文 |
|
