| 印度尼西亚FinTech生态圈的发展及机遇 |
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| 引用本文： | 熊琦. 印度尼西亚FinTech生态圈的发展及机遇[J]. 电子科技大学学报社科版, 2018, 20(1): 96-104. DOI: 10.14071/j.1008-8105(2017)-1102 |
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| 作者姓名： | 熊琦 |
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| 作者单位： | 1.上海交通大学 上海 200030 |
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| 摘 要： | 印尼FinTech是新兴行业，自2014年以来呈现井喷式增长，其生态圈竞争优势主要体现在需求方面：潜在市场巨大，资本投入增长迅猛，但人才优势尚显不足，政策上积极学习国际经验，已推出“监管沙盒”和针对P2P的严格管控法规，从长远看能促进FinTech包容性发展；印尼银行渗透率低，银行分支机构少，物理基础设施建设不足，且印尼人的FinTech意识较弱，中国FinTech企业在印尼的个人消贷和中小企业融资领域将大有作为；可加大对印尼的资金支持以帮助当地建设，更好地进行合作发展FinTech行业，实现共赢。
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| 关 键 词： | 印尼 FinTech 生态圈 监管制度 合作共赢 |
| 收稿时间： | 2017-07-11 |
Development and Opportunities of FinTech Ecosystem in Indonesia |
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| XIONG Qi. Development and Opportunities of FinTech Ecosystem in Indonesia[J]. Journal of University of Electronic Science and Technology of China(SOCIAL SCIENCES EDITION), 2018, 20(1): 96-104. DOI: 10.14071/j.1008-8105(2017)-1102 |
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| Authors: | XIONG Qi |
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| Affiliation: | 1.Shanghai Jiao Tong University Shanghai 200030 China |
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| Abstract: | FinTech in Indonesia is an emerging industry, showing a burgeoning increase since 2014. The biggest attributes to Indonesia’s FinTech sector is its huge potential demand market, which is just the competitive advantage in Indonesia’s FinTech ecosystem, whilst the talents lag behind. Capital invested to this sector has a big leap in recent years, both from home and abroad. For the government, some favorable programmes has been implemented to facilitate FinTech development while managing the potential risks with the regulatory measures, like the |
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| Keywords: | Indonesia FinTech ecosystem regulatory regimes win-win cooperation |
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