| 信用风险智能分析系统设计 |
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| 引用本文： | 赵静娴. 信用风险智能分析系统设计[J]. 西安电子科技大学学报(社会科学版), 2010, 20(1): 68-71 |
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| 作者姓名： | 赵静娴 |
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| 作者单位： | 天津科技大学,经管学院,天津,300222 |
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| 摘 要： | 信用评级系统是金融业信息化建设的重要系统之一。文章分析了信用评估系统的需求，结合评估模型理论，开发设计了一套基于组合优化决策树的信用风险智能分析系统。应用结果表明，系统具有良好的风险预测能力。
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| 关 键 词： | 信用评估 决策树 系统设计 |
Intelligent System for Credit Risk Analysis |
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| ZHAO JINGXIAN. Intelligent System for Credit Risk Analysis[J]. Journal of Xidian University (Social Sciences Edition), 2010, 20(1): 68-71 |
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| Authors: | ZHAO JINGXIAN |
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| Affiliation: | ZHAO JINGXIAN (School of Economics and Management, Tianjin University of Science ＆ Technology, Tianjin, 300222, China) |
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| Abstract: | Credit rating system is one of the most important systems in finance industry. This paper analyzes the demand for the credit information system, and combining with evaluation model theory, develops and designs an intelligent system to analyze credit risk based on combined optimization decision tree. The results show that the credit evaluation system has a remarkable risk forecast capability. |
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| Keywords: | Credit evaluation system Functional model Evaluation system |
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