电子货币对货币定义及乘数的影响

随着计算机和通讯技术的发展，以电子信息为传递媒介的电子货币引入对金融产生巨大影响。文章简要介绍了传统的货币定义、货币乘数及其影响因素、电子货币的三种形态。然后分别讨论以这三种形态的电子货币对货币定义及货币乘数的影响。电子货币的引入，使传统的货币定义和货币乘数存在理论基础将发生根本性动摇，本文拟就在传统理论基础上，就前两种形态电子货币对货币定义、货币乘数影响作了数理性分析，对难以基于传统理论基础上纯粹电子货币（未来的发展方向）作了前瞻性预测分析。 

The Influence of Electronic Money on Money Definition and Money Multiplier

With the development of computer and communication technology, electronic money influences greatly the finance as the media of electronic information. In this article, traditional money definition, money multiplier and its influential elements, and three kinds of electronic money are introduced. Then the influence of three kinds of electronic money on money definition and money multiplier is discussed. With the introduction of electronic money, it will change the theory base of traditional money definition and money multiplier. On the basis of traditional theory, the influence of money definition and money multiplier are mathematically analyzed due to the first two kinds of electronic money. Pure electronic money without the basis of traditional theory is analyzed in expectation.