| 个人住房抵押贷款证券化信息披露的问题与对策 |
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| 引用本文： | 邢苗,吕君.个人住房抵押贷款证券化信息披露的问题与对策[J].山东科技大学学报(社会科学版),2007,9(3):66-68. |
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| 作者姓名： | 邢苗 吕君 |
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| 作者单位： | 山东科技大学,经济管理学院,山东,青岛,266610 |
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| 基金项目： | 山东科技大学校科研和校改项目 |
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| 摘 要： | 我国个人住房抵押贷款证券化的信息披露制度已经初步建立,但仍然存在诸多的问题,诸如信息缺乏共享、信息披露要求有欠严谨、信息披露时效性不强、完整性不足等。建立跨部门跨系统的信息共享机制、增强规则语言的严谨性、改善现行信息披露的方式和手段、建立信息披露问责制等措施,有利于完善我国个人住房抵押贷款证券化的信息披露制度。
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| 关 键 词： | 住房抵押贷款 资产证券化 信息披露 抵押权 |
| 文章编号： | 1008-7699(2007)03-0066-03 |
| 修稿时间： | 2007年6月26日 |
Information Disclosure in Mortgage Backed Securitization: Problems and Countermeasures |
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| XING Miao,LV Jun.Information Disclosure in Mortgage Backed Securitization: Problems and Countermeasures[J].Journal of Shandong University of Sciences & Technology(Social Science),2007,9(3):66-68. |
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| Authors: | XING Miao LV Jun |
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| Abstract: | Information disclosure system in mortgage backed securitization has primarily been established in China.However,there are a lot of problems to be solved,such as the lack of common share of information resources,inexact requirements of information disclosure,and insufficiency of timeliness and integrality.The perfection of this system should be made from the following four aspects: inter-departmental share,precise linguistic rules,perfect means and responsibility. |
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| Keywords: | mortgage backed securitization information disclosure hypothec |
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