金融监管体制有效性分析及其发展趋势

通过对经营者行为模式、金融监管体制和国际金融监管的比较,指出有效防范危机与激励公平竞争的金融监管体制是实现金融发展与金融监管的"匹配"。并在透视中国现实的基础上,论证了中国当前"分业监管"的必要性,明确提出通过确立中国金融监管目标安全与效率并重的定位,奠定基础逐步实现中国一体化金融监管体制,实现对金融监管信息的共享平台,在金融全球化中加强金融监管国际合作来保证中国金融监管调整的前瞻性,监管功能有效性和向统一监管过渡的方向性。

Validity Analysis to Financial Regulatory System and Evolution Trend

Compred operator behavior mode, financial regulatory system with international financial supervision, it is announced that there is a kind of financial regulatory system which can takes precautions against the crisis effectively and encourages fair competition, namely, "matching " between financial development and financial supervision. On the basis of perspecting reality of China, the necessity of implementig "the dividing supervision" is emphasized, and the unified financial supervision direction is perspectivly proposed. According to the golbaliation principle, the goal of Chinese financial supervision which regards the safety as equally important as the efficiency is determined, and a sharing information platform is expected to strengthen the international coorperation in finantial regulatory.