| 我国股份制银行信贷失控现象研究 |
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| 引用本文： | 蔡小贞.我国股份制银行信贷失控现象研究[J].天津市财贸管理干部学院学报,2006,8(1):24-28. |
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| 作者姓名： | 蔡小贞 |
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| 作者单位： | 华东师范大学商学院,上海,200062 |
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| 摘 要： | 2001-2003年信贷扩张仍是股份制银行规模增长模式,五大特征暗含失控危机。从其主观特有的扩张、逐利、粉饰等动机及客观环境两个角度挖掘原因。鉴于其将对微观银行主体及宏观经济带来的恶果,对国有商业银行改制敲一记警钟。
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| 关 键 词： | 股份制银行 信贷失控 扩张 |
| 文章编号： | 1008-9055(2006)01-0024-05 |
| 修稿时间： | 2005年6月28日 |
Penetrating the Flashiness: A Probe into the Credit Runaway of the Internal Joint-stock Banks |
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| CAI Xiao-zhen.Penetrating the Flashiness: A Probe into the Credit Runaway of the Internal Joint-stock Banks[J].Journal of Tianjin Institute of Financial and Commercial Management,2006,8(1):24-28. |
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| Authors: | CAI Xiao-zhen |
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| Abstract: | It's pointed out that credit expansion is still the growth pattern with five features implying credit runaway. Causes are then dredged up in two respects: subjective motives and objective circumstances. Uncontrolled credit would not only bring in practical harassments to these banks, but also exert negative influence on macroeconomy. Finally, it make a point of giving the reform of state-owned commercial banks a few home truths. |
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| Keywords: | joint-stock bank credit runaway expansion |
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