从一个新视角审视次贷危机及启示

去年夏天爆发的美国次贷危机发展到今天，已经演变为金融风暴，华尔街五大投行中两家倒闭、一家被收购、两家改组为银行控股公司，就连全球按资产计算最大的保险公司美国国际集团（MG）以及占据美国抵押贷款市场半壁江山的“两房”也难逃被政府接管的命运。最近美国政府采取了大规模的救市行动。对于美国金融风暴的发生，主要的导火索是次贷危机引起，有必要重新审视次贷危机产生的原因。

From the perspective of a new loan crisis meeting to review and inspiration

Last summer the United States at the outbreak of the loan crisis of development has become a once-in the evolution of the financial crisis,the five major Wall Street investment bank in the closure of the two,was an acquisition,the two banks for the restructuring of the holding company,and even the world by assets Calculation of the largest insurance company American International Group(AIG),as well as the United States to occupy half of the mortgage market,two rooms have been able to escape the fate of the ...