论中小企业融资渠道的拓宽

本文在分析了发展中小企业现实意义的基础上,针对中小企业发展中普遍存在资金严重匮乏、融资困难的问题,进行了经济学分析,提出了构建融资担保体系的可行模式,以及发展规范活跃的多种融资渠道,完善风险补偿机制,鼓励商业银行开展以中小企业为服务对象的融资方式创新,尽快建立多层次、多元化的资本市场,积极发展中小企业的直接融资等措施和建议。

Broadening Financial Channels and Accelerating Small and Medium-sized Business Development

This paper mainly analyzed practical content of small and medium-sized business.On that basis,in terms of those problems in the development of small and medium-sized business including lack of capital and hard financing,it proposed a future ideal mode to construct financial assurance system,and also brought forward to create a good financial environment,to develop more kinds of standardized and active financial channels in order to perfect risk-compensation system.Further more;it encouraged commercial banks to innovate in the mode of financing aiming at services for small and medium-sized business,and set up multiple and plural capital market.And finally,it proposed advises and suggestions on actively developing direct financing of small and medium-sized business.