新形势下防范金融风险对策研究

中国入世的金融开放承诺不仅涉及到金融领域的各个方面 ,而且承诺的开放程度基本达到了发达国家的金融开放水平。在这一新形势下 ,中国金融业尽管有保持金融稳定的能力 ,但银行业、保险业和证券业仍将面临着严重的金融风险。为把金融开放可能带来的金融风险降至最低 ,必须做到在发展中防范和化解金融风险 ;积极拓展金融企业的业务范围 ;加强经营管理技术和金融产品创新 ;积极提高人力资源管理水平及加强金融监管

Research on prevention of financial risks in the new situation

After China's entry into WTO, the financial sec to r will open to the outside world according to the international standards. Altho ugh China's financial sector has the ability of keeping finance stable, the bank ing, insuring and securing will face serious financial risk. Efforts must be mad e to avoid the financial risks.