浅析资产证券化在我国的发展及对策

对于银行资产负债结构的改善具有极其重要的作用 ,它是近几十年来国际金融领域中最重要的一种金融创新。但资产证券化在我国的出现只是近几年的事情 ,而且进展步伐一直比较缓慢。为了刺激消费、启动内需和建立现代商业银行体系等 ,资产证券化已成为我国现实的必需。资产证券化应在政府的大力扶持下 ,从成立银行之间贷款买卖市场开始有序展开 ,通过试点后逐步推广

Analysis into the Development and Comtermeasuves for Assets securitization in China

Assets securitization, very important to the improvement of bank's assets libialities structure, has been a new banking innovation in the field of international finance in the past decades. But it appeared in China only a few years ago, and now it is developing slowly comparatively. Assets securitization has become a must in China to stimulate consumption to start home demands and to establish modern financial bank systems, etc.