浙商典当业的历史变迁研究

作为传统民间金融组织的浙商典当铺，早在唐代己很普及。两宋时期，浙江商品经济十分活跃，典当业得到较大发展；元末明初，典当业的特征是以私人经营为主；清代以来，随着农业与手工业再度发展，浙商典业呈现空前高涨，整个金融处于“钱商调融各业，典当利赖贫民”的状况。1949年浙江解放后，典当业通过公私合营转变成社会主义经济的一部分。典当业变迁说明，商品经济是其兴盛的动力，社会环境是其发展的条件，授受信双方的博弈是其确立的基础，完备的金融制度是其发展的保证。

On the History of Pawnbroking in Zhejiang

In Zhejiang, pawnshops, as non-government financial institutions, were very popular in the Tang dynasty and thrived in the Song due to the prosperity of commodity economy. In the late Yuan and early Qing, pawnbroking was mainly privately owned. In the Qing dynasty, with the development of agriculture and handicraft industry, the pawnbroking industry in Zhejiang got unprecedented prosperity. After 1949, the pawnbroking industry was turned to be a part of the socialist economy by the practice of joint state-private ownership. The history of the pawnbroking industry indicates that it is influenced by the commodity economy, the social environment, and the financial system.