吉林省中小企业商业保理业务的改进方向研究

在我国,中小企业普遍面临融资困难的问题,而商业保理作为一种新型融资方式,能够有效地缓解该问题.因此,本文将从应收账款评估方法的改良、企业资信调查、业务模式、针对对象的选择等多个方面入手具体地对吉林省商业保理业务进行改进研究,并说明每个不同的改进方向所应用的具体的模型或方法以提高商业保理业务在吉林省开展的可行性.

The research on improvement directions of commercial factoringin Small and medium enterprises in Jilin province China

In China,the small and medium-sized enterprises face financing difficulties frequently.Commercial factoring,as a new way of financing,may serve as an effective cure of this problem.Therefore,this article makes a study on commercial factoring in Jilin Province China on several aspects of the improvement directions of the accounts receivable evaluation method,business credit investigation,business model,the selection of target enterprise,and describes the specific math models or concrete methods for each of the different directions of the improvements,so as to enhance the feasibility of commercial factoring in Jilin province.