| 我国农村非正规金融与农民收入关系研究 |
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| 引用本文： | 刘海波,张丽丽. 我国农村非正规金融与农民收入关系研究[J]. 东北师大学报(哲学社会科学版), 2009, 0(5) |
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| 作者姓名： | 刘海波 张丽丽 |
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| 作者单位： | 东北师范大学,经济学院,吉林,长春,130117 |
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| 基金项目： | 东北师范大学"十一五"哲学社会科学重大攻关项目，东北师范大学人文社科校内青年项目 |
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| 摘 要： | 理论上认为农村非正规金融的存在有利于融资效率的提高,但是否有利于农民增收,经验研究结果不一.笔者在农村资金来源中的自筹资金和其他资金大部分来源于非正规金融的假定下,构建面板数据回归模型发现:国内贷款和外资对我国农民收入的影响不显著,但非正规金融和国家预算资金的影响统计上是非常显著的,并且各地区的地区性因素对农民收入的影响差异很大.
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| 关 键 词： | 非正规金融 农民收入 地区性因素 面板数据 |
The Research on Rural Informal Finance and Farmers' Income in China |
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| LIU Hai-bo,ZHANG Li-li. The Research on Rural Informal Finance and Farmers' Income in China[J]. Journal of Northeast Normal University(Social Science), 2009, 0(5) |
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| Authors: | LIU Hai-bo ZHANG Li-li |
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| Affiliation: | LIU Hai-bo,ZHANG Li-li (Economy Department,Northeast Normal University,Changchun 130117,China) |
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| Abstract: | The informal rural finance is in favor of the existence of financial efficiency in theory,but whether it will help farmers increasing income isn't sure in the empirical results.This article takes the assumption that the self-financing and other funding in the rural fund comes from rural informal finance chiefly,constructs the panal data regression model and gets the following conclusions: the impact of domestic loans and foreign investment to farmers' income is not significant,but the impact of rural inform... |
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| Keywords: | informal finance farmers' income regional factors panel data |
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