养老保险收支平衡及其影响因素分析

养老保险能否顺利运作和发育 ,基本养老保险金的收支是否平衡至关重要。给定目标期间的养老金收支平衡模型为 :∑nj =1c× ∑b- 1i =ax( i j)× w( j) -∑w- 1i =bx( i j)× Q( j)× ( 1 r) n- j =0 ,影响养老金收支平衡的因素较多 ,除缴费率、替代比例、退休年龄、工资增长率和养老金增值率、通货膨胀、养老金计发办法等基本因素外 ,人口迁移、失业等也会对养老金收支平衡产生影响

Analyses on the Revenue and Expenditure Balance of the Endowment Insurance and Influential Factors

Revenue and expenditure balance is the key that endowment insurance can success operation and development. According to the revenue and expenditure balance model of endowment analyses, there are many factors that influence its balance. These factors not only include the insurance payment rate, substitution rate, retirement age, wages increasing rate, old age pension increment rate, object period, inflation, and the way of providing the pension, but also population migration, unemployment, and ect.