| 中国居民储蓄的决定:理论与实证 |
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| 引用本文： | 张学鹏. 中国居民储蓄的决定:理论与实证[J]. 兰州大学学报(社会科学版), 2003, 31(1): 112-116 |
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| 作者姓名： | 张学鹏 |
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| 作者单位： | 西北师范大学,经济管理学院,甘肃,兰州,730070 |
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| 摘 要： | 中国居民储蓄存款从收入时序看 ,主要受当年收入和下年收入影响 ;从收入稳定性看 ,主要受短暂收入影响 ;从利率看 ,主要受名义利率影响 ,而与实际利率的关系在 1990年前后发生了明显的结构变动。同时 ,城镇居民与农村居民储蓄对收入和利率变动的反映表现出极大的差异性。
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| 关 键 词： | 居民储蓄 收入 利率 短暂收入 |
| 文章编号： | 1000-2804(2003)01-0112-05 |
| 修稿时间： | 2002-06-13 |
Decision on Savings: a Chinese Case |
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| ZHANG Xue peng. Decision on Savings: a Chinese Case[J]. Journal of Lanzhor University(Social Sciences), 2003, 31(1): 112-116 |
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| Authors: | ZHANG Xue peng |
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| Abstract: | The present paper maintains that the Chinese people's decision on savings is dependent, chronologically, upon the income of the previous year and the potential revenue of the next year. In terms of the interest, they are more concerned with the nominal interest rate than the factual interest rate since its drastic policy change in 1990. It further points out that there exists a great discrepancy in the decisions on savings between the rural communities and the urban residents. |
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| Keywords: | savings income interest rate temporary income |
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