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国有商业银行股份制改造的问题与对策
引用本文:阎海明.国有商业银行股份制改造的问题与对策[J].西北民族大学学报,2004(2):86-90.
作者姓名:阎海明
作者单位:中国建设银行兰州市铁路支行 甘肃兰州730000
摘    要:我国国有商业银行的改革困难重重,难以取得重大突破和实质性进展,其根本原因在于银行没有彻底摆脱政府干预的阴影、资产所有者缺位、产权制度改革滞后、没有建立起良好的法人治理结构。因此,实施股份制改造,加快建立现代产权制度和良好的法人治理结构是国有商业银行走出困境的有效途径。

关 键 词:国有商业银行  不良资产  股份制改造  产权制度  治理结构
文章编号:1001-5140(2004)02-0086-05
修稿时间:2004年2月25日

Problems and Counter-measures of Stock Transformation of State-owned Commercial Banks
YAN Hai-ming.Problems and Counter-measures of Stock Transformation of State-owned Commercial Banks[J].Journal of Northwest University for Nationalities,2004(2):86-90.
Authors:YAN Hai-ming
Abstract:China state-owned commercial banks are facing many difficulties in their reform, have made little break-through and substantial progress. The main reasons are as follows: being not completely free from governments' interference, non-existence of capital ownership, reform of property rights institution being lagged behind, unhealthy managerial structure of corporation. Therefore, the effective ways to help state-owned commercial banks are stock transformation, establishing modern property rights institution, and healthy managerial structure of corporation.
Keywords:state-owned commercial banks  unhealthy asset  stock transformation  property rights institution  managerial structure  
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