1912—1926年中国银行商业化探析

北洋政府时期,中国银行是华资银行中最大的银行。按照中行则例规定,中行为北洋政府的中央银行,组织形式为股份有限公司,官股商股各占一半等等。然而,其发展过程并不与原来的设想和则例条文所规定的相一致。中行不仅没有成为真正意义上的中央银行,反而伴随着其股份结构和制度的变迁与经营方针的调整,在逐步地摆脱北洋政府的控制和干扰,走上了一条相对独立发展的道路,演化为商业银行,而且在服务对象上逐渐地转向了资本主义工商业,从而实现了其商业化经营战略的转变。

An Exploration on Commercialization of Bank of China from 1912 to 1926

During the period of Beiyang Government,Bank of China was the biggest bank invested by the Chinese.In term of the rule of Bank of China,it should be the central bank of Beiyang Government.Its structure was share limited company,in which both of the government and the private had a half the shares,and so on.But,Bank of China didn't develop according to the primary plan and rule actually.It couldn't become a real central bank.As a matter of fact,it became a commercial bank and realized its commercialized operative strategy along with the transition of its share structure and system,and the adjustment of operation policy.