金融危机：美国政府做错了什么？——访美国国家政策分析中心高级经济学家BarryAsmus博士

“美国政府一直鼓励银行贷款给偿付能力不足的人；美联储一直降低利率直至1％；房地美和房利美为住房抵押贷款提供担保；这些做法造成了借款-消费-再借款-再消费的循环，结果石油泡沫、钢铁泡沫、房产泡沫等等随之出现，经济一团糟。”

Barry Asmus:The America n Go vernment''s Fa ult for the Financial Crisis

Barry Asmus is a Senior Economist at NCPA(National Center for Policy Analysis),a nonprofit,nonpartisan public policy research organization operating in the United States.He holds the American government at fault for the financial crisis,claiming that the American government has made many mistakes,such as interest rate cuts,encouraging banks to provide loans to low-income people and Freddie Mac and Fannie Mae's providing assurance to Housing Mortgage Loan.