企业信用管理的研究

企业信用风险的产生有客户、企业自身及社会信用体系等方面的因素。企业可以通过加强信用管理 ,从以上三个层面减少信用风险。信用体系建设包括组织、人力、技术、信息、供应链和社会等方面的内容。本文对其中的技术难点———信用评级模型、信用政策制定和应收账款的监控进行分析和对策研究。

Study on the Enterprise Credit Management

The enterprise credit risk can be attributed to customers,the enterprise itself,and the social credit system.Enterprise can lessen its credit risk by strengthening the credit management in the three above-mentioned areas.In the construction of the enterprise credit system,the factors including insurance from the organization,human resources,technology,information,SCM and social sources are dispensable.This article also conducts an exploration about how to resolve the difficult problems,such as the foundation of a credit level model,the credit policy-making and the control of amount receivable.