新型农村社会养老保险操作风险评估及处理

新农保操作风险范围大且性质复杂。通过风险评估发现,新农保操作风险主要包括人员因素、内部流程、系统缺陷以及外部事件引发的操作风险,而且这些风险发生的可能性都比较大。为此,针对这些风险分别提出了相应的应对措施:提高新农保基金的管理层次;加大法律法规的执行力度,严惩挤占挪用新农保基金的行为;调整或新增县级新农保经办机构的人员编制,提高经办机构人员的职业道德修养和法律意识,实行"问责制"等等。

Assessment and Treatment of Operational Risks of New Rural Social Endowment Insurance

The range of the operational risks of new rural social endowment insurance is wide and their nature is complicated.According to risk assessment,it is found that new rural social endowment insurance operational risk include the risks caused by human factors,internal processes,systems defects and external events,and the occurrence probabilities for these risks are relatively large.So it raises various response measures to deal with these risks,such as improving the management level for new rural social endowment insurance funds;increasing the enforcement of laws and regulations to punish the behavior for misappropriation of new rural social endowment insurance funds strictly;adjusting or adding the staffing for county-level new rural social endowment insurance agencies,improving the professional ethics and awareness of law for handling agency staff,and implementing the "accountability" and so on.