商业银行应对"入世"挑战的对策思考

加入WTO ,将奏响我国银行业“二次改革”和金融市场“全面开放”的号角 ,它在给我国金融经济的发展带来千载难逢良机的同时 ,也给我国各商业银行带来严峻的挑战和强劲的冲击。商业银行要以“既要沉着应战 ,又要积极应对”的正确态度对待“入世” ,把握机遇 ,迎接挑战 ,全方位 ,分层次 ,多角度地寻求应对对策 ,以使我国商业银行在国际一体化的金融竞争中立于不败之地。

Reflections on the Countermeasures of Commercial Banks to WTO Entry

This paper explores the current situations of banking in China which is faced with "the second reform" and "fully open-up" after the entry of WTO.It holds that the entry of WTO has brought a precious chance for the development of monetary economy as well as a severe challenge to and a fierce impact on the commercial banks in China, that the commercial banks should take a correct attitude to grasp the chance, meet the challenge and go out of their ways to search for countermeasures in order to find a standing ground in the competition in monetary industry of the world.