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论高校贷款的必要性及风险防范措施
引用本文:高丽. 论高校贷款的必要性及风险防范措施[J]. 西安建筑科技大学学报(社会科学版), 2006, 25(4): 70-73,107
作者姓名:高丽
作者单位:西安建筑科技大学,陕西,西安,710055
基金项目:陕西省教育厅专项科研04JK270
摘    要:随着高等教育事业的迅速发展,银行贷款已成为现阶段学校基本建设的重要资金来源。银行贷款一方面为高校的发展提供了必要的资金支持,同时高校、银行又承受着很大的财务风险。本文结合我国高校的实际,对高校贷款的必要性、特殊性、存在的问题及风险进行了分析探讨,提出了有效防范高校贷款风险的措施。

关 键 词:高校贷款  必要性  风险  防范
文章编号:1008-7192(2006)04-0070-05
修稿时间:2006-06-07

Necessity of University Debit and Precautions for its Risk
GAO Li. Necessity of University Debit and Precautions for its Risk[J]. Journal of Xi'an University of Architecture & Technology(Social Science Edition), 2006, 25(4): 70-73,107
Authors:GAO Li
Abstract:With the development of higher-education,loan from banks has been an important financial source for the basic construction of schools at present.Bank loan provides financial support for the develop-ment of the universities.On the other side,it leads to great financial risks to the universities and banks.In this paper,the necessity,particularity,problems and risks of university s borrowing money from bank are analyzed based upon the current situation of higher-education school and the precautions to prevent risks from university borrowing money are proposed.
Keywords:university debit  necessity  risk  prevent
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