国外票据市场的发展及对我国的启示

随着现代经济的发展 ,票据作为一种支付信用结算工具 ,其低风险、高流动性的短期投资和融资功能日益受到企业、商业银行及广大投资者的重视 ,各种票据逐渐成为企业短期融资、银行提高资产负债的流动性管理和风险管理、满足投资者短期投资需要的重要货币市场工具。分析和研究票据市场发展现状及其特点 ,对我国票据市场发展有积极的借鉴意义。

Some Enlightenments from the Development of Overseas Bills Market

With the economic development of modern economy, bill, as a means of payment and settlement, are receiving increasing importance from enterprises, commercial banks and individual investors for their low risk rate and high fluidity in short-term investment and financing, and come to be one of the important instruments on the currency market. In this article, the author tries to analyze the current development and features of domestic and overseas bills markets, and make a comparison between the two, in the hope of gaining some enlightenments on the development of domestic bills market.