我国跨境电商物流保险体系:功能、问题与革新

社会经济飞速发展，互联网和国际贸易进入了快速发展时期，在这样的背景下，跨境电子商务得到了质的飞跃，国际贸易在物流行业的参与下显得更加活力十足。我国跨境电商行业发展起步时间较晚，经验相对欠缺，一定程度上阻碍了跨境电商物流的发展。所以，应该从风险评估的角度来研究目前电商物流可能存在的一些隐蔽性较强的问题，并根据实际情况从保险方面提出相应的改进方案和措施，为跨境物流行业的稳定发展提供支持。从保险的角度来看，为跨境电商物流提供合理有效的保险服务、打造专业的物流保险平台对该行业的发展具有推动意义。

Insurance Mechanism and Innovation of Cross-border E-commerce Logistics Alliance in China

In the process of rapid social and economic development, the Internet and international trade have also entered a period of rapid development. Under such a background, cross-border electronic commerce has also achieved a qualitative leap. With the participation of the logistics industry, international trade becomes more dynamic. According to the current development of cross-border e-commerce industry in China, the development of cross-border e-commerce logistics has been hindered to a certain extent because of its late start and lack of experience. Therefore, from the perspective of risk assessment, we should study some hidden disadvantages of current e-commerce logistics, and put forward corresponding improvement schemes and measures from the aspect of insurance according to the actual situation, so as to provide support for the stable development of cross-border logistics industry, and then put forward innovative opinions and suggestions for cross-border e-commerce logistics from the aspect of insurance. From the perspective of insurance, providing reasonable and effective insurance services for the cross-border e-commerce logistics and building a professional logistics insurance platform will promote the development of the industry.