我国消费信贷的现状与对策研究

目前,消费信贷在我国已具备了一定的规模。但是由于起步晚,还存在着不足。文章在总结我国消费信贷现状及存在的问题的基础上,分析了阻碍消费信贷发展的主要因素,并提出了促进我国消费信贷的对策建议。

Simple analyses consumption credit of China

At present, consumption credit in our country has possessed a sure scale already. Because of late start, it still exists a series of deficiencies. On the basis of studying the present conditions and the problems, this text analyzes the main factors hindering consumption credit's development. And at last, we raise some advices on how to promote the development of consumption credit.