我国商业银行与企业的关系研究

商业银行与企业的关系主要包括产权关系和交易关系两个方面,产权关系在银企关系中起决定性的作用,决定了银行与企业交易关系的类型.银企关系与金融经营体制有密切关系.我国目前实行分业经营体制,其目的也是为了割断商业银行参与股票市场投机,防止存款资金流入股市,我国向金融混业经营体制过渡的过程中,强化引起隔离制度对维护金融系统安全具有十分重要的意义.

Research into relationship between commercial banks and enterprises in China

The relationship between commercial banks and enterprises includes property right and transaction and property right relation plays decisive role in the relationship between banks and enterprises. The relationship between banks and enterprises has close relation to financial operation system. Currently, China's commercial banks are operated in different lines of work and their aims are to cut off commercial banks to participate in stock speculation and prevent deposits to flow to stock market. In the process of mixed management system of commercial banks of China, consolidation of isolation system is important to keeping safety of financial system.