商业银行市场结构与经济增长关系的实证分析

改革开放以来,我国的商业银行市场结构发生了深刻变化,经济也取得了前所未有的发展。从表面上看,银行市场结构的转变与我国经济增长之间似乎存在某种联系。然而,通过对1989-2004年的相关数据进行协整分析和格兰杰因果检验,发现经济增长是商业银行市场结构转变的原因,而商业银行市场结构却不是经济增长的原因,这与前人的研究结论略有不同。

Empirical Analysis on the Relationship between Market Structure of Commercial Bank and Economic Growth

Since the reform and opening up,the market structure of Chinese commercial bank has been deeply changed and the development of economy is also unprecedented.From the surface,it seems there is some kind of relationship between the transformation of bank market structure and the economic growth.However,through Co-integration test and Granger causality test of the data from 1989 to 2004,it can be disclosed that the economic growth is the reason of the transformation of bank market structure,but the transformation of bank market structure is not the reason of the economic growth,which is slightly differs from conclusions of Predecessors.