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发展电子银行,提高我国商业银行竞争力
引用本文:邱斌.发展电子银行,提高我国商业银行竞争力[J].东南大学学报(哲学社会科学版),2001(Z2).
作者姓名:邱斌
作者单位:东南大学经济管理学院 江苏南京210096
摘    要:上世纪 90年代以来 ,随着互联网技术的迅猛发展 ,传统银行业受到电子银行的巨大冲击和挑战。其主要原因是电子银行具有成本低、规模效益和全方位服务等许多优势。本文在分析电子银行上述优势的基础上 ,指出我国商业银行已经具备大力发展电子银行的有利条件 ,电子银行将在我国商业银行提高竞争力的过程中扮演重要角色。

关 键 词:电子银行  互联网  商业银行  竞争力

E-banking and its role in enhancing the competitiveness of China's commercial banks
QIU Bin.E-banking and its role in enhancing the competitiveness of China''''s commercial banks[J].Journal of Southeast University(Philosophy and Social Science ),2001(Z2).
Authors:QIU Bin
Abstract:With the development of internet technology since 1990s, traditional banking industry has been greatly challenged by e banking. The main reasons are the advantages of e banking such as low costs, economies of scale and all round services, etc. This paper points out that the infrastructures in China are ready for commercial banks to establish and develop e banking and that e banking will play an important role in enhancing the competitiveness of China’s commercial banks.
Keywords:e  banking  internet  commercial banks  competitiveness
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