| 市场竞争、支农行为与农村信用社经营绩效——基于扬州县域金融的实证研究 |
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| 引用本文： | 刘荣茂,刘永.市场竞争、支农行为与农村信用社经营绩效——基于扬州县域金融的实证研究[J].南京农业大学学报(社会科学版),2011,11(2):57-62. |
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| 作者姓名： | 刘荣茂 刘永 |
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| 作者单位： | 1. 南京农业大学经济管理学院,江苏南京,210095
2. 扬州银监分局,江苏扬州,225009 |
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| 摘 要： | 市场竞争不断加剧以及农业经济弱质与效益低的情况下支农行为的弱化,已经成为影响农村信用社经营绩效的关键性因素和核心问题。本文以扬州县域的经验数据为例,采用实证分析,研究市场竞争、支农行为对农村信用社经营绩效的影响。结果显示:(1)农村信用社自身的资产规模和存贷款规模对其经营绩效的影响较为显著;(2)市场竞争力的提高,有利于农村信用社提高自身的经营绩效;(3)支农行为中"三农"贷款占比以及农户贷款结构对农信社绩效的影响几乎可以忽略;(4)市场竞争、支农行为对农村信用社经营绩效的长期影响较为显著,而短期影响不显著。
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| 关 键 词： | 市场竞争 支农行为 农村信用社 绩效 |
The Market Competition, Agriculture-supporting Behavior and Rural Credit Cooperatives Performance: An Empirical Study on County Finance in Yangzhou City |
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| LIU Rong-mao,LIU Yong.The Market Competition, Agriculture-supporting Behavior and Rural Credit Cooperatives Performance: An Empirical Study on County Finance in Yangzhou City[J].Journal of Nanjing Agricultural University(Social Science Edition),2011,11(2):57-62. |
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| Authors: | LIU Rong-mao LIU Yong |
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| Institution: | LIU Rong-mao1,LIU Yong2 (1.College of Economics and Management,Nanjing Agricultural University,Nanjing 210095,China,2.Department of Cooperative Finance Supervision,Branch of Banking Regulatory Bureau of Yangzhou,Yangzhou 225009,China) |
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| Abstract: | The increasing market competition,the weak agricultural economy and the low benefit resulted from the contradiction of agricultural behavior have become the decisive factors and core problems for the operating performance of the rural credit cooperatives.Taking the county data of Yangzhou City as an example,this article empirically analyzed the impact of the market competition and the rural support behavior on the credit cooperatives behavior performance.The results showed that:(1) their own assets scale an... |
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| Keywords: | Market Competition Agriculture Support Rural Credit Cooperatives Performance |
| 本文献已被 CNKI 万方数据 等数据库收录！ |
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