| 家庭金融资产管理:国外经验与我国对策 |
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| 引用本文： | 向东进,鲁臻.家庭金融资产管理:国外经验与我国对策[J].中国地质大学学报(社会科学版),2009,9(5). |
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| 作者姓名： | 向东进 鲁臻 |
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| 作者单位： | 1. 武汉大学,经济与管理学院,湖北,武汉,430072
2. 中南财经政法大学,湖北,武汉,430073 |
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| 摘 要： | 家庭金融资产管理是家庭理财的核心部分,包括现金流管理、信贷管理、储蓄和投资管理等.进行有效的金融资产管理不仅能提升家庭经济状况,还能促进全社会的福利改进.借鉴欧美发达国家家庭金融资产管理经验,提高我国家庭金融资产管理的效率,具有重要的社会经济意义.
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| 关 键 词： | 家庭金融资产管理 组合选择理论 财富效应 教育效应 年龄效应 |
Household Financial Management: The Basic Theory and Experience of Western Developed Countries and Strategy in China |
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| XIANG Dong-jin,LU Zhen.Household Financial Management: The Basic Theory and Experience of Western Developed Countries and Strategy in China[J].Journal of China University of Geosciences(Social Sciences Edition),2009,9(5). |
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| Authors: | XIANG Dong-jin LU Zhen |
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| Institution: | XIANG Dong-jin1,LU Zhen2(1.Economics , Management School,Wuhan University,Wuhan 430072,China,2.Zhongnan University of Economics , Law,Wuhan 430073,China) |
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| Abstract: | Household financial management is the core of household finance,including cash-flow management,credit management,saving and investment.The efficient household financial management can increase household and social welfare.It is very important to improve the efficiency of household financial management in our country,in light of the household financial management experience of Western developed countries. |
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| Keywords: | household financial management portfolio theory wealth effect education effect aging effect |
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