我国巨灾风险管理法规建设的现状与立法

我国尚未建立完善的巨灾风险管理制度,其中的重要原因在于相关法规建设滞后。巨灾风险管理法规建设应基于风险管理的基本理论和立法的规律,以使所建立的法规既具有科学性,又具有可操作性。我国的巨灾风险管理立法在立法思路上应该加快以巨灾保险为中心的非工程性措施的相关法规建设,并以非工程性措施为主导来构建巨灾风险管理体系。在模式上应采取国家巨灾风险管理上位法之下的各种自然风险单独立法的方式,逐步推进针对特定风险的立法。

On the Present Situation of the Law-making of Catastrophe Risk Management in China and Proposals for the Making

An effective catastrophe risk management system in China has not been set up yet,one of the most important factors is that the legal system did not develop quickly and failed to support catastrophe risk management efficiently.Law making on catastrophe risk management should be based on two points,which are the risk management theories and the rules of law making,so that the law can be scientific and practical.The guideline of law making on catastrophe risk management should aim to promote the development of non-engineering facilities,such as catastrophe insurance,and take non-engineering facilities as the leading measure to build the catastrophe risk management system.The mode of law making could be several separated natural disaster laws which need to be improved step by step under an upper-layer general national catastrophe risk management law.