Health insurance for all long-term care workers: estimated costs and coverage impacts in Minnesota and recommendations for States |
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Authors: | Wright Bernadette Gruman Cindy Alecxih Lisa Knatterud Larhae |
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Affiliation: | The Lewin Group, Falls Church, Virginia 22042, USA. bernadette.wright@lewin.com |
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Abstract: | A major barrier to building a strong workforce to meet the growing need for long-care is lack of affordable health benefits. This study projects impacts of funding health coverage for all long-term care workers in Minnesota. Under the most cost effective model plan design, enrollment in employer-sponsored coverage would increase 73% to 100% for individual coverage and 26% to 42% for family coverage. Total monthly costs would be $698/worker in the commercial market or $634/worker through a new dedicated risk pool. Based on our findings and past research, the authors present recommendations for structuring and implementing a long-term care worker health insurance initiative. |
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