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小额信贷可持续发展面临的问题及对策分析
引用本文:张学忠. 小额信贷可持续发展面临的问题及对策分析[J]. 青岛农业大学学报(社会科学版), 2008, 20(3): 47-51
作者姓名:张学忠
作者单位:青岛农业大学经济与管理学院,山东青岛266109
摘    要:小额信贷引入我国已有近二十年了,对我国的扶贫攻坚计划起了重要的作用,但随着经济形势的变化,小额信贷面临一些新的问题。本文从小额信贷的产品设计、目标群体的定位、财务可持续以及面临的风险等四个方面出发,分析了其面临的可持续问题,并在此基础上提出了相关对策。

关 键 词:小额信贷  产品设计  目标群体定位  可持续发展

Discussion on Problems of Sustainable Development of Microfinance and Their Solutions
ZHANG Xue-zhong. Discussion on Problems of Sustainable Development of Microfinance and Their Solutions[J]. Journal of Laiyang Agricultural College(Social Science Edition), 2008, 20(3): 47-51
Authors:ZHANG Xue-zhong
Affiliation:ZHANG Xue-zhong ( College of Economy and Management, Qingdao Agricultural University, Qingdao 266109, China )
Abstract:It's about 20 years since China began to introduce the microfinance projects which plays a key role for implementation of China's Anti-Poverty Program. However, with changes of economic situation, microfinance is facing some new problems. This article analyzes the sustainable development of microfinance from these four aspects that contain designment of product, the location of groups, sustainable financial development and risks of microfinance, then this article proposes correlated advice.
Keywords:microfinance  designment of product  location of groups  sustainable development
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