附免赔额保险协议下的供应链协调分析

针对供应链主体之间的风险转移问题,在批发价格契约的基础上引入了附免赔额的保险协议,明确了损失的定义及其概率分布.探讨了风险厌恶情况下免赔额对决策主体目标函数的影响,并给出了最优值的确定条件.比较分析了风险中性情况下最优订货量的取值,结果表明在一定条件下供应链可以协调;最后通过数值分析的方式研究了相应参数对保险费的影响,为决策者在确定保险协议时提供了决策依据.

Supply Chain Coordination Analysis with Deductible Insurance Contract

Considering the risk transfer problem between the supply chain agents, we introduce the deductible insurance contract based on the wholesale price contract, and clearly define the loss and its probability distribution.Then we discuss the effects of optimal deductible on the decision makers'objective function in risk averse situation and give the condition to get the optimal value.We also make a comparative analysis on the optimal order quantity in the risk neutral situation.The results show that under certain condidons the supply chain can be coordinated Finally, numerical analysis is offered to study the effects of parameters on the premium, and the finds can be used as decision references while the decision makers confirm the insure contract.