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我国保险企业市场退出机制研究
引用本文:张洪涛,张俊岩.我国保险企业市场退出机制研究[J].河南社会科学,2006,14(2):17-20.
作者姓名:张洪涛  张俊岩
作者单位:中国人民大学,财政金融学院,北京,100872
摘    要:随着我国加入世贸组织和外资保险公司的大量涌入,保险企业退出市场尤其是被宣告破产,将成为我国保险业不可回避的现实问题。由于保险的社会保障功能及其经营的特殊性,为维护投保人、被保险人的利益,应加强对我国保险企业市场退出保障机制的研究,完善保险公司整顿、接管、破产等的法律规定以及保险合同制度和保险保障基金等制度。

关 键 词:保险企业  破产  保险保障基金  法律制度
文章编号:1007-905X(2006)02-0017-04
修稿时间:2006年1月10日

Withdrawal Mechanism of Insurance Company in China
Zhang Hongtao,Zhang Junyan.Withdrawal Mechanism of Insurance Company in China[J].Henan Social Sciences,2006,14(2):17-20.
Authors:Zhang Hongtao  Zhang Junyan
Abstract:With the entrance of WTO and many foreign insurance companies coming in to our market,the insurance enterprise's withdrawal mechanism(and the prodamation of bankruptcy in particular) are important problems to our insurance industry.As insurance is a special industry,we should pay more attention to the withdrawal mechanism of insurance company in order to protect the benefit of policy holders and the assured.We should make more investigations about the systems of insurance guarantee fund,the insurance contract,and the supervision and management of insurance company.
Keywords:insurance company  bankruptcy  insurance guarantee fund  legal system  
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