对高校贷款管理的思考

面对高校的贷款热,文章阐述了高校在日益激烈的竞争中,在资金来源不足的形势下科学贷款的必要性及特点,从长期和短期两方面分析了高校贷款的适度规模,介绍了科学测算偿还贷款能力的方法。明确提出了要高度重视贷款额度的可行性及还贷能力,加强对贷款资金的管理,严格还款计划,提高贷款资金的使用效益,做好贷款风险防范工作,为高校事业的稳步发展做好资金保障。

Reflection On The Management of University Loan

In the face of the upsurge in university loan, this paper expounds the necessity and characteristics of loan scientifically in the situation of deficiency of fund source, analyzes the appropriate scale of university loan in the long and short term, and introduces the scientific method of measuring and calculating the ability of paying off the loan. It presents that the feasibility of loan limit and the ability of paying off the loan should be attached great importance. We should energize the management of loan fund, make strict checks to the plan of paying off the loan, raise the rate of utilization of the loan fund, take precautions against the loan risk, and ensure the fund for the steady development of the undertakings of universities.