| 现行养老社会保险政策解析 |
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| 引用本文： | 林今淑,李文花.现行养老社会保险政策解析[J].东方论坛,2004(3):72-75. |
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| 作者姓名： | 林今淑 李文花 |
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| 作者单位： | 延边大学,经济管理学院,延吉,133000 |
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| 摘 要： | 历经20多年的改革,我国养老社会保险已从单纯的"国家保险"或企业保险向真正意义上的"社会保险"过渡,"社会统筹与个人账户相结合"的改革政策正在走向完善并成熟,基本建立了与社会主义市场经济体制相适应的养老社会保险政策框架.然而,现行养老社会保险政策仍存在着保险基金入不敷出、保险面窄、替代率高、企业负担过重、社会化程度低、"空账"运行严重等诸问题.
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| 关 键 词： | 养老社会保险 社会统筹 个人账户 |
| 文章编号： | 1005-7110(2004)03-0072-04 |
| 修稿时间： | 2004年2月24日 |
Interpreting Present Endowment Insurance Policies |
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| LIN Jin-shu,LI Wen-hua.Interpreting Present Endowment Insurance Policies[J].Orient Forum,2004(3):72-75. |
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| Authors: | LIN Jin-shu LI Wen-hua |
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| Abstract: | Though 20 years' development, the endowment insurance has changed form "national insurance" or enterprise insurance to "social insurance". The policy of "combining social overall planning and individual account" is ripening to its perfection. A basic insurance structure suited to socialist market economic system has been basically established. However, problems exist and will be discussed in this paper. |
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| Keywords: | endowment insurance policy social overall planning individual account |
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