| 对我国中小企业信用担保机构的思考 |
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| 引用本文： | 周笑梅,刘钟钦. 对我国中小企业信用担保机构的思考[J]. 沈阳师范大学学报(社会科学版), 2007, 31(1): 146-148 |
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| 作者姓名： | 周笑梅 刘钟钦 |
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| 作者单位： | 1. 沈阳师范大学,马克思主义学院,辽宁,沈阳,110034
2. 沈阳农业大学,经贸学院,辽宁,沈阳,110161 |
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| 摘 要： | 我国中小企业信用担保机构存在着市场定位不明晰、资金规模小、担保能力先天不足、缺乏有效的风险管理机制等问题。制约担保机构发挥作用的因素有:政府与担保机构职责、权利及义务不明晰,法律法规不健全,担保机构与金融机构的关系尚未理顺等问题。对担保机构及其业务发展的建议是:充分发挥政府的主导作用;建立和完善一整套适合我国国情的中小企业信用担保体系;加强与金融机构之间的合作;加强担保机构自身的建设。
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| 关 键 词： | 中小企业 担保机构 制约因素 |
| 文章编号： | 1000-5226(2007)01-0146-03 |
| 修稿时间： | 2006-07-10 |
Consideration of the Credit Guarantee Organizations for Small and Medium-sized Enterprises in China |
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| ZHOU Xiao-mei,LIU Zhong-qin. Consideration of the Credit Guarantee Organizations for Small and Medium-sized Enterprises in China[J]. Journal of Shenyang Normal University(Social Scicence Edition), 2007, 31(1): 146-148 |
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| Authors: | ZHOU Xiao-mei LIU Zhong-qin |
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| Abstract: | There are several problems in credit guarantee organizations for small and medium-sized enterprises,the reasons for which might be the unclearly defined responsibilities,right,duty between governments and guarantee organizations and imperfect laws and regulations.Thus suggestions to solve these problems are to fully fulfill the leading position of government,establish and make perfect a set of credit guarantee system,strengthen the cooperation between financial organizations and enhance self-construction of guarantee organizations. |
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| Keywords: | small and medium seized enterprise guarantee organization restriction factors |
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