苏南地区农业内生金融发展分析

农业经济的发展离不开资金的支持,而这就需要农业金融这一经脉的畅通。随着外生金融的退出,内生金融在农业发展中起到越来越明显的主导作用。从博弈的角度分析,可以看出外生金融在农村退出具有必然性,内生金融的发展在外生金融退出、农村金融市场残缺的现实条件下,可以满足农业经济发展所需要的大量资金供给的愿望,对促进农业经济持续发展有积极意义。在对苏南农村的金融机构进行调查的过程中发现,苏南农村虽然存在内生金融机构,但状态不佳,甚至游离于对农业的服务之外。因此,有必要根据苏南地区的实际情况鼓励和规范农业内生金融体系:(1)完善金融制度,鼓励正当合理的民间金融机构填补外生金融退出农村金融市场而造成的空位。(2)建立农业发展基金会,变政府的财政资金直接投入为间接资金支持。(3)依托农业经济合作组织建立农业合作基金会。

An analysis on agricultural endogenous finance in southern Jiangsu Province

Fund is an indispensable factor in the development of agricultural economy, which demonstrates the importance of agricultural finance. Endogenous finance is playing a more and more important role in agricultural development, as external finance is quitting. This essay started with a discussion, using knowledge of game theory and the inevitability of quitting of external finance from rural area, and then made a comparison between endogenous and external finance to find out the advantages and development of t...