金融支持对农户投资影响的实证分析

实证研究表明,信贷资金对农户投资有着重要的作用。然而,农村长期的金融抑制使得农户投资缺乏金融支持。为了加强对农户投资的金融支持,应加快农村信用社改革的步伐、放松对非正规金融的管制、大力发展小额信贷以及充分发挥政策性金融的职能。

An Empirical Research of the Impact of Financial Support to Rural Household Investment

The empirical research demonstrates that credit capital is important to the investment of rural households. But the investment of rural household does not get enough financial support because of long-term financial depression in rural areas. In order to enhance financial support to the investment of rural households, the reform of RCCs should be speeded up; informal finance should not be strictly controlled; micro-finance should be extensively developed, and policy-orieated finance should play a greater role.