试论中小企业融资管理

中小企业的发展严重受到资金不足的制约,往往需要通过各种方式从外部有关单位、个人以及企业内部筹集和集中资金,以弥补资金不足的问题。中小企业在通过融资缓解资金压力的同时,也面临一定的融资风险。对中小企业来讲,融资时必须考虑自身的承受能力、偿债能力、消化能力以及配套能力,树立风险意识、注重资本运营效率、加强经营管理,采取必要的措施防范融资风险,提高企业经营效益。

The Elementary Discussion on the Financing Operation of Small and Medium - sized Enterprises

Development of small and medium-sized enterprises is seriously restricted by the lack of funds, they often raise and concentrate fund from the outside unit concerned, individual and enterprise inside by various kinds of ways, in order to remedy the lack of funds. Small and medium-sized enterprises are faced with certain risk while they alleviate pressure of the fund through financing. To small and medium-sized enterprises, while financing, they must consider their own ability debt paying ability, digestion power, and related ability, establish the sense of risk, pay attention to the capital operation efficiency strengthen management and administration, take the necessary measure to keep away from the financing risk and improve the benefits of management of the enterprises.