| 论银行信贷资产非安全性生成的一般机理 |
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| 引用本文： | 郭敏. 论银行信贷资产非安全性生成的一般机理[J]. 四川大学学报(哲学社会科学版), 2007, 25(2): 41-45 |
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| 作者姓名： | 郭敏 |
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| 作者单位： | 四川大学,工商管理学院,四川,成都,610064 |
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| 摘 要： | 以行为金融学和信息经济学的视角,分别从银行体系的主体缺陷、客体缺陷、信息不对称、金融制度、经济环境五方面分析银行信贷资产非安全性的一般生成机理。这对探寻防范和控制银行信贷资产安全措施具有实践意义。
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| 关 键 词： | 银行信贷 主体缺陷 客体缺陷 信息不对称 资产安全 |
| 文章编号： | 1006-0766(2007)02-0041-05 |
| 修稿时间： | 2006-11-03 |
On the General Mechanism Formation of the Security in Bank Loans |
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| Guo Min. On the General Mechanism Formation of the Security in Bank Loans[J]. Journal of Sichuan University(Social Science Edition), 2007, 25(2): 41-45 |
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| Authors: | Guo Min |
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| Abstract: | Based on the perspectives of Behavior Finance and Information Economics,this article analyzes the general mechanism formation of insecurity in bank loans by presenting and clarifying the five aspects of subjective limitation,objective limitation,asymmetrical information,patterns of finance,and economic environment.It is of practicable significance in the search of safety measures in effective prevention and administration of capital credit in the bank. |
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| Keywords: | bank loans subjective limitation objective limitation asymmetrical information capital safety |
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