统筹城乡下金融非均衡发展对城乡收入差距的影响——以重庆市为例

通过相关经济数据的预测分析，结合重庆市1996—2015年的时间序列数据，利用协整理论与Granger因果关系检验等计量方法，考察重庆市在统筹城乡前后城乡金融发展不均衡和城乡居民收入差距之间的关系。通过实证得知：重庆市城乡金融的不均衡发展与城乡居民收入差距存在长期的协整关系。其中，金融发展效率的不均衡对城乡居民收入差距的缩小起到促进作用,而金融发展规模的不均衡却使得城乡居民收入差距在一定程度上扩大。以此为出发点，在重庆市统筹城乡发展的现实背景下，从金融发展的视角提出进一步缩小城乡收入差距的对策和建议，实现城乡间居民的共同富裕。

Influence of Unbalanced Finance Development on the Income Gap Between Urban and Rural Areas Under Planning Urban and Rural Areas as a Whole:Taking Chongqing as the Example

Based on the Entire Association Test and Granger Causality Test, this paper aims at Empirical Testing of the relationship between unbalanced finance developing and the income gap between urban and rural households before and after the government's planning urban and rural households as a whole by forecasting and analyzing the related data, and applying the time series data from 1996 to 2015 in Chongqing City. The results tell us that there is a long entire association between finance unbalanced developing and the income gap between urban and rural households in Chongqing City. The unbalanced finance developing efficiency shortens the income gap between urban and rural areas. However, to a certain degree, the unbalanced finance developing level widens it. Therefore, this paper puts forward the policies and suggestions on shortening the income gap between urban and rural areas in the view of finance development under planning urban and rural areas as a whole, and realization of the common prosperity between the urban and rural residents.