城市低保制度运行中道德风险及防范

中国城市最低生活保障制度运行中存在的道德风险问题,主要表现为地方政府基层部门挤占、挪用、滥用低保金,以及低保对象冒领、骗取和故意不工作以获取低保金。低保制度运行中道德风险的产生,有制度本身、制度的落实以及制度实施的主体和客体等多方面的原因,需要通过完善制度、加强监管和提升素质等多种途径加以防范和控制。

Moral Hazard in Urban Minimum Living Security System

Moral hazard problems in Chinese urban minimum living security system mainly are the abuses of low premiums by some local governments and low income population. Causes for moral hazard problems in Chinese urban minimum living security system are derived from the system itself and the implementation of the system. In order to prevent moral hazard, it is necessary to improve the minimum living security system, strengthen supervision and enhance the consciousness of low income population, etc.