我国银行业反洗钱困境和路径探析

洗钱不仅影响我国的金融安全,而且严重危害我国的经济建设和社会稳定。银行业以货币资金为主要经营对象,最易被洗钱分子利用。为预防洗钱,遏制洗钱犯罪,文章在前人有关研究的基础上,从银行业角度出发,对当前反洗钱面临的制度和现实困境及其相应的突破路径进行了探讨,以期对银行业的反洗钱工作有所助益。

Analysis on the Dilemma and Solution of Anti-Money Laundering For China's Banking Industry

Money laundering not only affects China’s financial security, but also seriously endangers China’s economic construction and social stability. Due to banking industry in money funds as the main operating target, it is most likely to be used by money laundering criminals. For the prevention of money laundering, and containment of money laundering crime, the article is based on the foundation of predecessors’ related research. From the perspective of banking, it analyzes the system and realistic dilemma and their corresponding solution for the current anti-money laundering. The paper offers some help to the work of banking industry’s anti-money laundering.