我国信托公司的特殊功能、现实困境与发展出路

近年来,我国信托业发展迅速,信托公司作为信托业发展中的主角,在不断被叫停中创新,在特定时代条件下具备特殊的功能.这些功能主要包括:构建混业经营平台、解决民间资本出路、改进融资结构、支持中小微型企业发展,以及出击国际市场.同时,我国信托公司又面临着专业能力有限、销售渠道狭窄、市场化程度不高、信托文化没有形成、金融协调发展的观念有待深化,以及监管政策的支持不够等现实困境,因此,需要通过提高信托公司的专业能力、开拓销售渠道、提高市场化程度、培育信托文化,以及争取监管部门的支持来实现信托业的大发展.

Special Function,Practical Difficulties and Developing Outlet of the Trust Company in China

In recent years,with the rapid dovelopment of trust industry in China,the trust company as a leading role in the development of the trust industry innovates when it is constantly obstructed and has special functions in a particular time,which mainly include constructing mixed operation platform,solving civil capital outlet,improving financing structure,supporting the development of micro and small and medium-sized enterprises and entering international market.At the same time,faced with such practical difficulties as limited professional ability,narrow sales channel,the lagging of marketization,lack of trust culture,the to-be-deepened conception of coordinated financial development,insufficient support of supervision policy etc,the trust company policy needs to achieve the purpose of development by improving their professional ability,developing sales channels,increasing the degree of marketization,cultivating trust culture and striving for the support of the supervision department.