政府在中国农村金融创新中的地位和作用

只有创新才能激发农村金融体系的活力。农村金融创新不能选择城市金融创新的道路,城市金融创新主要依靠市场内在的冲动和力量,而农村金融创新却主要依靠政府的引导和市场的冲动双管齐下。政府要建立和完善有利于农村金融创新的法律制度体系,引导和促进农村金融机构内部控制与治理结构的建设,促进农村政策性金融发展,引导农村民间金融规范化发展,建立和完善农村金融创新的激励和监管机制。

The Status and Role of Government in the Rural Financial Innovation of China

It is innovation that brings forth vitality of the finance system in the countryside. The rural financial innovation cannot take the way it goes in the city. The financial innovation in the city is based on the impulse and innate power of the market,while the rural financial innovation is based on the guide of governments and the impulse of markets. The Chinese government should establish and improve legal systems beneficial to financial innovation of the countryside. Under the legal system,the government will guide and stimulate the reformation of inner control and management structure of rural financial institutions,promote rural policy-related finance,regulate rural private finance,establish and improve the mechanism of encouragement and supervision for rural financial innovation.