中国商业银行对于巴塞尔协定的因应之道

新资本协议在国际活跃银行中的普遍推行,为中国监管部门和中国跨国银行的经营提供了新的经营管理规律,也赋予了中国商业银行前所未有的发展机遇和挑战。本文在对资本协议的内涵和发展进行剖析的基础上,重点阐述了银行的经营者怎样从实际经营环境出发,采取有效的风险管理策略和运营措施,建立起新协议框架下的业务管理流程。

China's Commercial Bank's Strategies on the Basel Agreement

The implementation of the New Accord in active international banks has brought China's regulatory authority and multinational banks with the new operation management rules as well as the unprecedented development opportunities and challenges.This article analyzes firstly the connotation and development of the New Accord,and then narrates how the bank operators,based on the practical operation environment,it adopts effective risk management strategies and operation measurement to build up the business management process under the New Accord framework.