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我国老年长期护理保险筹资机制探析
引用本文:刘金涛,陈树文.我国老年长期护理保险筹资机制探析[J].大连理工大学学报(社会科学版),2011,32(3):44-48.
作者姓名:刘金涛  陈树文
作者单位:1. 大连职业技术学院,辽宁大连116035;大连理工大学公共管理与法学学院,辽宁大连116024
2. 大连理工大学公共管理与法学学院,辽宁大连,116024
基金项目:辽宁省社会科学规划基金
摘    要:建立老年长期护理保险,面临的首要问题就是科学合理的资金筹集机制。文章借鉴国外发展经验,结合我国国情,构建了"个人缴付+企业缴付+政府财政补贴"的筹资机制,并通过引入ILO筹资模型理论,推导计算出我国老年长期护理保险的筹资比例为3.3%,实现了资金筹集的量化。

关 键 词:老年长期护理保险  筹资机制  筹资模型

Analysis of the Financing Mechanism of the Long-Term Care Insurance for the Elderly in China
LIU Jin-Tao,CHEN Shu-wen.Analysis of the Financing Mechanism of the Long-Term Care Insurance for the Elderly in China[J].Journal of Dalian University of Technology(Social Sciences),2011,32(3):44-48.
Authors:LIU Jin-Tao  CHEN Shu-wen
Institution:1.Dalian Vocational & Technical College,Dalian 116035,China;2.School of Public Administration and Law,Dalian University of Technology,Dalian 116024,China
Abstract:The primary problem for the establishment of long-tern care insurance for the elderly is the scientific and reasonable financing mechanism.Based on the review of development experience abroad and the integration of the situation of China,this paper proposed the financing mechanism of "individual payment-enterprise payment-financial subsidy by the government".It,by introducing the theory of ILO financing model,concluded that the total financing proportion of long-term care insurance for the elderly in China was 3.3%;thus it realized the quantification of financing.
Keywords:long-term care insurance for the elderly  financing mechanism  financing model
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